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A daddy and son duo from Leicester scammed driver out of more than ₤ 60,000 by offering worthless cars and truck insurance [policies](https://realtor92.pk) that left lots uninsured.
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Ilyas Rauf charged unsuspecting customers approximately ₤ 300 for invalid policies, which left [motorists dealing](https://rrbuildtech.com) with prospective fines and lorry seizures, while secretly sharing countless pounds with his child Amer Ilyas.
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In the fraud, phony insurance intermediaries will declare they can get you car or home insurance coverage as a discount rate.
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They may either hand over a fake policy or an authentic one, which they consequently cancel to keep the refund on their own.
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Alternatively, they take out a real policy with inaccurate info to bring the premium down - which would likely leave it void ought to you try to make a claim.
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Rauf, 51, made ₤ 61,763 from August 2016 to January 2020 by supplying created employment letters to secure affordable premiums for his victims.
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Between September 2019 and June 2020, he shared more than ₤ 11,000 of his revenues with his 28-year-old boy, who was provided the job of recruiting victims through social media.
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The dad and kid were sentenced at Leicester Crown Court for scams offenses
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The National Crime Agency formerly shared a series of mocked-up Instagram ads offering '100% legitimate insurance guaranteed to beat any price' to show chauffeurs what to keep an eye out for
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An examination found he used letters from a business called Eastern Catering to fraudulently get no claims discount rates.
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He incorrectly declared his clients had actually worked for the company for multiple years without crashes or insurance coverage claims.
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It was later found that the address Eastern Catering was signed up to was the same used by Rauf to offer the fake policies.
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Police found that his kid had likewise messaged 31 contacts about insurance on his phone in between October 2015 to March 2021, often informing customers that his dad would provide quotes for them the next day.
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Amer Ilyas would then inform victims to check out the workplace or send out pictures of bank cards for processing of payment.
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Rauf was connected to 52 deceitful motor insurance policies throughout four various insurers.
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[Ilyas Rauf's](https://cloviacorretora.com.br) [brother Ziaed](https://realestate.zoeay.com) was caught on CCTV removing 2 computers from the office while authorities robbed his nephew's home.
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Four phone calls had actually been made between the brothers before Ziaed Rauf unsuccessfully tried to obstruct a CCTV electronic camera and fled.
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Ziaed was caught on CCTV getting rid of 2 computers from the office while cops raided his nephew's home.
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Ziaed Rauf unsuccessfully attempted to obstruct a CCTV cam and ran away
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How to prevent succumbing to 'ghost brokers'
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Karl Parr, from AXA UK, stated customers can protect themselves by following the below recommendations:
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• Avoid buying insurance coverage promoted through social media platforms and [instant messaging](https://cproperties.com.lb) apps.
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• Be mindful of insurance coverage brokers who market their services in personal neighborhood forums or through advertisements in public locations like pubs, cafes or .
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• Don't engage with insurance brokers who request payment in cash or through bank transfers. Reputable brokers will use payment alternatives via an [online website](https://franchise-bulgaria.com).
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• Avoid insurance coverage brokers who use individual e-mail addresses or cellphone numbers to offer policies.
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• If you're stressed over a policy you've bought or the details do not look right, call the insurance company directly - do not use the information offered by the broker.
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• To guarantee you're handling an authorised insurance coverage broker, inspect the Financial Conduct Authority's website or the British Insurance Brokers' Association websit.
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Advertisement
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Their fraud was discovered when monetary investigators discovered that he e declared to have actually made ₤ 27,366 from 2016 to 2020 despite taking more than ₤ 61,000 from the insurance fraud alone.
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When questioned by police, his child told officers he could not remember being offered money by his dad and declared he did not understand what it was for.
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The 3 males appeared at Leicester Crown Court on Friday, June 6.
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Ilyas Rauf, 51, of Normanton Road, Highfields, Leicester, pleaded guilty to scams by false representation, breaching the Financial Services and Markets Act and moving criminal residential or commercial property and was imprisoned for 21 months.
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Amer Ilyas, 28, also of Normanton Road, pleaded guilty to money laundering offenses and was given 16 weeks jail time, suspended for 12 months. He was also bought to finish 100 hours of unpaid work.
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Ziaed Rauf, 47, of Thurnview Road, Evington, Leicester, was given 18 weeks imprisonment, suspended for 12 months, and was purchased to finish 120 hours of unpaid work after pleading guilty to perverting the course of justice.
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The current figures from the Association of British Insurers (ABI) show the price of the typical car insurance coverage in January to March 2025 was ₤ 589, a 6 percent drop from the year before.
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However, premiums remain more pricey today than 2 years earlier, with the average policy ₤ 478 in January to March 2023 - 23 per cent less than the first quarter of 2025.
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It follows a remarkable increase in social networks and email hacking reports last year, according to Action Fraud.
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A total of 35,434 reports were made to the scams and cyber crime reporting service in 2024, compared to 22,530 in 2023.
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Hacking methods [consist](https://theeasternacres.com) of scammers gaining control of an account and impersonating the owner to encourage others to expose authentication codes.
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The rip-offs, understood as 'ghost broking' are typically advertised on social media, [promising low-cost](https://namastayrentals.com) quotes for a cars and truck insurance plan.
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Car insurance coverage have dropped over the in 2015, but are still stay traditionally high
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The cars and truck insurance prices [estimate](https://jacorealty.com) that ARE too great to be true: Warning over surge in 'ghost brokers'
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Many victims believe they are being messaged by a friend.
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The most typical motives for social media [hacking](https://griyakamu.com) were investment scams, ticket fraud or theft, Action Fraud stated.
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Fraudsters can also acquire account information via phishing rip-offs or data breaches.
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People typically use the exact same password throughout accounts, so when one is dripped numerous accounts are left vulnerable.
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Action Fraud has released a project, supported by Meta, to motivate individuals to take extra online defense by making it possible for two-step verification.
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Victims typically do not realise they have been scammed up until they try to declare on their policy or if they take place to be dropped in cops and asked to reveal their insurance coverage documents.
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Karl Parr, Claims Technical Director, AXA UK, told MailOnline: 'Ghost brokers generally use premium rates far less expensive than clients can find in other places.
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'Remember, if something sounds too excellent to be real, it likely is.'
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Young driver Wayne Simpson purchased a cheap car insurance plan on social media before understanding it was fake after he was unable to claim following a crash, [landing](https://hauntley.com) him with a loss of ₤ 500.
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Young chauffeur Wayne Simpson purchased an inexpensive cars and truck insurance policy on social networks before realising it was fake after he was unable to claim following a crash, [landing](https://roots-eg.net) him with a loss of ₤ 500
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'We called Aviva and they informed me there wasn't a policy secured in my name and that the number we had actually offered them was not a number they would utilize,' he told Sky News.
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'That's when the dust settles, and you understand it's been a rip-off.'
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Mr Simpson said the insurance documents looked so genuine that they handled to fool a cops officer at the scene of the crash.
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'She said," Your vehicle's not appearing as insured". Straight away I went to my glove box, pulled the insurance files, revealed her the files and she reviewed it and stated," That's totally fine",' he stated.
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